4 Budgeting Equations That Can Help You Save While Enjoying Life

I've been looking at different ways to budget money to pay off obligations, save, invest, and still have fun. For a looong time, it was a struggle. It always seemed like, after paying everything, I had very little to none left for savings. That's really, really frustrating especially if you've been working your ass off. … Continue reading 4 Budgeting Equations That Can Help You Save While Enjoying Life

The savings equation and other personal finance tips from Sir Vince Rapisura’s book

Income - Expenses, I thought, that's the equation for savings. But of course, I did not raise my hand. I just waited for someone in class to say what I also had in mind. Sure enough, a classmate did. But our professor, Sir Vince Rapisura, said it was wrong. I also remember him asking how … Continue reading The savings equation and other personal finance tips from Sir Vince Rapisura’s book

“How Good People Like You Can Become Rich” by Bo Sanchez

If you consider yourself a beginner in the world of personal finance, you will soon realize that for your financial plans to work, you have to change the way you think about yourself. You will also have to develop a more positive view of money and material wealth. I find reading articles and books online, … Continue reading “How Good People Like You Can Become Rich” by Bo Sanchez

Lego Alternatives: Affordable Building Block Toys

Are you thinking of buying legos or building blocks for your kids (6 years and up), as a gift, or as treat for your inner child? There may be times when we want to treat ourselves or give someone the most expensive and classy thing on the market. But if you are keeping your expenses … Continue reading Lego Alternatives: Affordable Building Block Toys

Dream big, start small

Whether you're a student, a new graduate about to get your first-ever paycheck (woohoo!), or someone starting over financially after being laid off, fired, or going through a family or health setback that hurt your budget, you can always start putting your finances in order. In Stephen Covey's 7 Habits of Highly Effective People, Habit 2 … Continue reading Dream big, start small