I've been looking at different ways to budget money to pay off obligations, save, invest, and still have fun. For a looong time, it was a struggle. It always seemed like, after paying everything, I had very little to none left for savings. That's really, really frustrating especially if you've been working your ass off. … Continue reading 4 Budgeting Equations That Can Help You Save While Enjoying Life
Originally published on December 21, 2018 Last update: October 26, 2019 In my previous post, I have covered the benefits of leveraging the government's PERA program (a tax-free voluntary retirement account) and how to open an account in BPI. If you have already opened an account, CONGRATULATIONS! I hope you treat yourself. You have just … Continue reading [Updated] How to add funds to your BPI PERA account
How on earth can a 100-year-old publication help you improve your finances in 2019? Read on to find out how George Clason's The Richest Man in Babylon can help personal finance starters.
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Life is one heck of an adventure. No matter how happy you are doing what you do now, there may come a point when life, or maybe your heart, calls you to do something else. Or maybe it’s something you’ve been interested in, but it would take a few more years for you to realize, … Continue reading On Shifting Careers and Following Her Heart to Web Design and Development: Tips from Jade Macrury
"Women are the key to their own financial futures--it's critical that women educate themselves about finances and be able to make financial decisions." Janney Montgomery Scott Read more at "How Women Are Different from Men, Financially Speaking"
Some say, "Follow your passion." Others take it a step further: they find ways to make hobbies sustainable by adding value to others. This is one of my key takeaways from Jeya, the crafter behind the online store PressedNotCrushed. Her story came to mind when I read an article by Tara McMullin: "Your passion is an … Continue reading From hobby to side hustle: The story of metal stamping store PressedNotCrushed
According to a Bangko Sentral ng Pilipinas study, more Filipino adults had savings in 2017 than in 2015. This is good news for us. The figure is at 48%. The blog Finance Savvy Filipina is for those in the 48% who have just begun their personal finance journey. It is also for those in the … Continue reading About the blog
Income - Expenses, I thought, that's the equation for savings. But of course, I did not raise my hand. I just waited for someone in class to say what I also had in mind. Sure enough, a classmate did. But our professor, Sir Vince Rapisura, said it was wrong. I also remember him asking how … Continue reading The savings equation and other personal finance tips from Sir Vince Rapisura’s book
Success really doesn't happen overnight. It's a series of steps, consistent effort, a willingness to keep practicing one's craft and keep getting better. The rewards of monetizing your gift goes WAY beyond the income. The joy lies mostly in nurturing your gift, sharing it, and seeing people are happy because of it. These are just … Continue reading Nurturing a Dream: Thoughts from children’s book author Joshene Bersales