8 Sites with FREE or Affordable Online Courses

One often-repeated advice I hear from financial gurus and personal development coaches is that you must invest in yourself. One way to do this is to put in the time to grow your skills. But even if you don't have the money to invest in a course, there's a wealth of materials online--ebooks, articles, podcasts, and … Continue reading 8 Sites with FREE or Affordable Online Courses

[Updated] Online Grocery & Medicine Delivery Services in Metro Manila & Rizal Province

Here's a list of online stores delivering fresh produce, groceries, and medicines in Metro Manila and selected municipalities/cities in Rizal, Cavite, and Laguna.

4 Budgeting Equations That Can Help You Save While Enjoying Life

I've been looking at different ways to budget money to pay off obligations, save, invest, and still have fun. For a looong time, it was a struggle. It always seemed like, after paying everything, I had very little to none left for savings. That's really, really frustrating especially if you've been working your ass off. … Continue reading 4 Budgeting Equations That Can Help You Save While Enjoying Life

[Updated] How to add funds to your BPI PERA account

Originally published on December 21, 2018 Last update: October 26, 2019 In my previous post, I have covered the benefits of leveraging the government's PERA program (a tax-free voluntary retirement account) and how to open an account in BPI. If you have already opened an account, CONGRATULATIONS! I hope you treat yourself. You have just … Continue reading [Updated] How to add funds to your BPI PERA account

The savings equation and other personal finance tips from Sir Vince Rapisura’s book

Income - Expenses, I thought, that's the equation for savings. But of course, I did not raise my hand. I just waited for someone in class to say what I also had in mind. Sure enough, a classmate did. But our professor, Sir Vince Rapisura, said it was wrong. I also remember him asking how … Continue reading The savings equation and other personal finance tips from Sir Vince Rapisura’s book

“Fire on all cylinders” and other personal finance tips from the Truly Rich Club’s Online Wealth Summit

It's always a gift to hear people who can inspire you to dream. But what's even more powerful is finding people who can inspire you to dream AND show you how to make them happen. To me, it's like the difference between fantasy and fact. Knowing that someone had done it gives you hope that … Continue reading “Fire on all cylinders” and other personal finance tips from the Truly Rich Club’s Online Wealth Summit

RETIREMENT: How much to save & where? The Philippine PERA Law

Years ago, I heard about the importance of saving for retirement, but I knew very little about it. For instance, how much should I save for retirement? Also, where should I put my money? How Much to Save for Retirement Eric Tyson, in his comprehensive book Personal Finance for Dummies, gave this rough formula for those who wish to maintain their pre-retirement standards of living. 65 … Continue reading RETIREMENT: HOW MUCH TO SAVE AND WHERE? THE PHILIPPINE PERA LAW

“How Good People Like You Can Become Rich” by Bo Sanchez

If you consider yourself a beginner in the world of personal finance, you will soon realize that for your financial plans to work, you have to change the way you think about yourself. You will also have to develop a more positive view of money and material wealth. I find reading articles and books online, … Continue reading “How Good People Like You Can Become Rich” by Bo Sanchez

Lego Alternatives: Affordable Building Block Toys

Are you thinking of buying legos or building blocks for your kids (6 years and up), as a gift, or as treat for your inner child? There may be times when we want to treat ourselves or give someone the most expensive and classy thing on the market. But if you are keeping your expenses … Continue reading Lego Alternatives: Affordable Building Block Toys

The powerful link between personal finance and our self-worth

When I began reading books on finances, every so often I would encounter the concept of abundance and self-worth, and their link to building wealth. For many, the struggle does not lie in developing new skills, because they are good at what they do. It does not lie in earning more, because they do earn … Continue reading The powerful link between personal finance and our self-worth

Exploring Stock Market Investing

I used to think of the stock market as this huge, messy, difficult topic. Well, I still do. But I no longer feared the topic as much as I used to. I began reading books, particularly Bo Sanchez's The Turtle Always Wins, where he discussed the strategic averaging method. (Another book by Bo Sanchez which … Continue reading Exploring Stock Market Investing

On Shifting Careers and Following Her Heart to Web Design and Development: Tips from Jade Macrury

Life is one heck of an adventure. No matter how happy you are doing what you do now, there may come a point when life, or maybe your heart, calls you to do something else. Or maybe it’s something you’ve been interested in, but it would take a few more years for you to realize, … Continue reading On Shifting Careers and Following Her Heart to Web Design and Development: Tips from Jade Macrury

Personal Finance Quotes

"We are the CEOs of our own careers. We are responsible for the opportunities we make and the path we take; we have to do the negotiating and we have to have the vision and strategy. We have to set the goals and find a way to reach them. Nobody else is going to do … Continue reading Personal Finance Quotes

From hobby to side hustle: The story of metal stamping store PressedNotCrushed

Some say, "Follow your passion." Others take it a step further: they find ways to make hobbies sustainable by adding value to others. This is one of my key takeaways from Jeya, the crafter behind the online store PressedNotCrushed. Her story came to mind when I read an article by Tara McMullin: "Your passion is an … Continue reading From hobby to side hustle: The story of metal stamping store PressedNotCrushed

About the blog

According to a Bangko Sentral ng Pilipinas study, more Filipino adults had savings in 2017 than in 2015. This is good news for us. The figure is at 48%. The blog Finance Savvy Filipina is for those in the 48% who have just begun their personal finance journey. It is also for those in the … Continue reading About the blog

Nurturing a Dream: Thoughts from children’s book author Joshene Bersales

Success really doesn't happen overnight. It's a series of steps, consistent effort, a willingness to keep practicing one's craft and keep getting better. The rewards of monetizing your gift goes WAY beyond the income. The joy lies mostly in nurturing your gift, sharing it, and seeing people are happy because of it. These are just … Continue reading Nurturing a Dream: Thoughts from children’s book author Joshene Bersales